How do I verify my bank account?

To verify your account with WePay, please log into your WePay account. Once logged in, click your name at the top of your homepage. From there click ‘My Settings’. On the left side of the page click on ‘Bank Accounts’ then click ‘Unconfirmed’ next to the account you are trying to verify.

This will lead you to the two verifications methods that WePay offers.

     1. Instant Verification

The first method is instant verify, where you confirm the account by inputting your username and password of your online banking. Please note that not all bank accounts support this. If you’re at a smaller bank or have 2-step verification enabled on your bank account, you may not be able to use this method. This method of verification will take up to 180 seconds to complete.

The second method to instant verification is to verify with Photo Verification, choose that method by clicking the button next to ‘PhotoVerify’. To verify with PhotoVerify you’ll need to upload 2 images of 2 documents, a check from the account you are attempting to verify and your government-issued ID. To upload a picture of your check, click the grey ‘Add Check’ box.

Choose the file and click Upload. Do the same thing for your government-issued ID after clicking the ‘Add Photo ID’ box.

Most people who use PhotoVerify take a picture of these documents with their camera or smartphone and email those pictures to themselves. Download the attachments in that email and you’ll be able to use them for PhotoVerify! You can also scan the documents.

Keep in mind that your PhotoVerify will only complete if the images clearly show the account and routing number on the bottom of the check and the name on the check. The photo ID should also be clear. PhotoVerify only works with checks, deposit slips and starter checks will not verify the account. The PhotoVerification process is very quick – your account will be verified in one business day.

     2. Microdeposits

To verify with Micro-depsoits, click the button next to ‘Micro-deposits’. Microdeposits are two small deposits that WePay sends to your bank account. These typically show up in 1-2 business days. Once they’ve posted at your bank, you report them back to WePay.com. If the amounts that you enter match what was sent, your bank account will be confirmed.

The steps to confirm with Micro-deposits are:

1. Choose the Micro-deposit verification method on WePay.com
2. Wait 1-2 business days
3. Check your online statements or call your bank to check for two small deposits from WePay.com
4. Come back to WePay.com to enter the Micro-deposit amounts you saw in your bank account.

Once you’ve entered the Micro-deposit amounts your account will be verified! Note that the Micro-deposits typically take 1-2 business days to arrive in your bank account. Do not enter Micro-deposit amounts until you have actually seen the deposits in your bank account as this will disable your account and will slow down the verification process.